Business

Are you a parent missing out on £27 a week? Here's how to check

BBC Business · 2026-07-19

AI SUMMARY

• What happened: Many new parents in the UK may be missing out on child benefit payments of £27.05 per week for their first child due to delays in claiming the allowance shortly after birth. • Why it matters: Nearly one-third of eligible parents do not claim this financial support before their child's first birthday, risking significant financial loss as claims can only be backdated for three months. • What to watch next: Parents are advised to check their eligibility for child benefit and submit claims promptly, especially as the annual release of popular baby names may remind them to complete necessary paperwork.

**Title: Are You a Parent Missing Out on £27 a Week? Here's How to Check**

In the wake of rising living costs, many new parents in the UK may be overlooking a valuable financial support: child benefit. Currently, this allowance is set at £27.05 per week for the first child and £17.90 for each additional child. However, official data indicates that nearly one-third of eligible parents do not claim this benefit before their child's first birthday, potentially missing out on significant financial assistance.

Child benefit is designed to help families manage the costs associated with raising children. It is a crucial resource for many households, yet the complexities of new parenthood can lead to missed opportunities for financial support. The payments can only be backdated for a maximum of three months, which means that families who delay their claims could be losing out on hundreds of pounds.

To claim child benefit, parents must complete a few essential steps shortly after their baby is born. The necessary documentation includes the child's birth or adoption certificate, bank details, and National Insurance numbers for both parents, if applicable. Claims can be submitted as soon as 48 hours after the baby's birth is registered.

Despite the apparent benefits, data from HM Revenue and Customs (HMRC) reveals that only 69% of parents claimed child benefit before their child's first birthday. This statistic suggests that many families may not be aware of their eligibility or the importance of timely claims. The tax authority has noted that some parents may opt not to claim due to the High Income Child Benefit Charge, which reduces payments for families where one parent earns over £60,000 annually and eliminates them entirely for those earning £80,000 or more.

In the year leading up to August 2025, more than 6.8 million parents received child benefit. However, with the ongoing economic challenges, it is crucial for families to ensure they are receiving all the support they are entitled to. The annual release of the most popular baby names could serve as a timely reminder for parents to check their paperwork and ensure they have claimed the benefits available to them.

In 2025, the most popular baby names in England and Wales were Olivia for girls and Muhammad for boys, while in Scotland, Freya and Noah topped the lists. This data highlights the ongoing trends in naming, but it also serves as a reminder for parents to take care of the necessary administrative tasks that come with welcoming a new child.

For parents who have recently welcomed a baby or are expecting, it is advisable to check their eligibility for child benefit and ensure they submit their claims promptly. By doing so, families can alleviate some of the financial pressures associated with raising children in today's economic climate.

In summary, child benefit is a vital resource that can provide significant financial support to families. Parents are encouraged to stay informed about their eligibility and to act quickly to secure the benefits they deserve.

Source: BBC Business
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