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Landmark US housing bill becomes law despite Trump protest

BBC World · 2026-07-11

AI SUMMARY

• What happened: President Donald Trump allowed the 21st Century Road to Housing Act to become law without his signature, despite expressing dissatisfaction over Congress's failure to pass voter ID legislation. • Why it matters: The housing bill aims to tackle high housing costs and shortages by streamlining home-building processes and limiting institutional investors' purchases of single-family homes, addressing a significant concern for many Americans. • What to watch next: The implementation of the housing bill and its effectiveness in alleviating the housing affordability crisis will be closely monitored, alongside ongoing debates over voter ID laws as the midterm elections approach.

**Landmark US Housing Bill Becomes Law Despite Trump’s Protest**

*Published: July 10, 2026*

In a significant development for the US housing market, President Donald Trump allowed a landmark housing bill to become law without his signature late Friday night. The legislation, known as the 21st Century Road to Housing Act, was passed by both chambers of Congress in June, marking a rare instance of bipartisan agreement on a pressing national issue.

The housing bill aims to address the ongoing crisis of high housing costs and shortages that have plagued Americans for years. With more than 40 provisions, it seeks to reduce costs and increase housing supply by streamlining the process for building new homes and placing limits on the number of single-family homes that institutional investors can purchase nationwide.

Despite the bill's potential to alleviate housing affordability issues, Trump has expressed his dissatisfaction with Congress's failure to pass the Safeguard American Voter Eligibility Act (SAVE), which he believes should have been prioritized. The SAVE Act would require voters to provide identification and proof of citizenship, a measure that Trump has argued is necessary to prevent election fraud, despite widespread consensus among experts that such fraud is rare.

In a social media post on Friday, Trump stated, "I will not sign the Housing Bill, which has been fully approved by Congress and sent to the White House, in protest over the fact that the United States Senate is not capable of passing the Save America Act." He had previously canceled a signing ceremony for the housing bill, insisting that he would not endorse it until the voter ID law was passed.

The decision to allow the housing bill to become law without his signature means it will automatically take effect, as Trump did not issue a veto. Experts view the passage of the 21st Century Road to Housing Act as a critical step toward addressing the frustrations many Americans have expressed regarding soaring housing costs. According to a survey by the Bipartisan Policy Center (BPC), 89% of voters across the political spectrum support Congressional action to make housing more affordable.

Dennis Shea, a representative from the BPC, emphasized the significance of the legislation, stating, "This bill becoming law is a genuine milestone—and I don't use that word lightly. Getting Congress to move on housing supply and affordability has been a long time coming, and the American people made clear they were ready for it."

The urgency of the housing crisis is underscored by recent data showing that the median price of existing homes reached an all-time high of $440,660 in June, reflecting a 1.8% increase from the previous year. To afford an average home, a US family would need an annual income of approximately $117,000, which is nearly $30,000 more than the median household income, according to Census data.

Compounding the challenges for potential homebuyers are high inflation rates and rising interest rates, which further limit access to homeownership for many Americans. As the housing market continues to evolve, the 21st Century Road to Housing Act represents a concerted effort by lawmakers to tackle these pressing issues.

In response to Trump's refusal to sign the bill, Democratic leaders have criticized the Republican stance on voter ID legislation. House Minority Leader Hakeem Jeffries remarked on social media that Republicans "would rather make it harder to vote than easier to afford a home," highlighting the partisan tensions surrounding the issue.

As the nation approaches the November midterm elections, the implications of the housing bill and the ongoing debate over voter ID laws are likely to remain focal points in the political landscape. The success of the 21st Century Road to Housing Act may hinge on its implementation and the extent to which it can effectively address the housing affordability crisis that has become a central concern for many Americans.

Source: BBC World
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